The Right Plan for the Right Times.

If you make too much money to qualify for government assistance on the Public ACA Marketplace, and you’re relatively healthy, this private PPO plan with NO deductible might be the best option for you!

The healthcare landscape has been anything but stable over the past five years. Our most popular Classic Plus and Elite plans offer the stability individuals and families need when it comes to healthcare. It’s affordable, flexible and accessible. Your rate is locked in with application submission and premiums only increase 2-5% to keep up with your age upon renewal, so you always know what you’re getting when it comes to the future cost of your plan.

Affordability - Choose from four plan options; find the one that fits your budget AND your needs.
Accessibility - Minimal medical questions to get approved, taking only 5-10 minutes to complete an application!
Flexibility - Keep your own doctors and access network discounts on a nationwide PPO Network. Build a customized plan to fit your needs (dental, vision, hearing, out-of-pocket max, accident protector, life insurance, etc.)!

Affordable Choice

Unlike traditional health plans, our plans are fixed-price plans that provide you with first dollar benefits, in addition to the in-network provider discount. Benefit amounts remain the same, dependent upon services provided regardless of provider charges; payable to you or directly to your provider.

BENEFITS INCLUDE:

• No Deductibles

• Nationwide PPO Coverage

• Doctor's Office Visits

• Outpatient Service Benefits

• Inpatient Service Benefits

• Hospital Admission Benefit

• Surgical Benefits

• Emergency and Urgent Care

• Discount Pharmacy Card

• Teledoc Services & Karis 360

• Health Advocate Services